キャッシングの過払い金請求が行える可能性について

金融

テレビなどのCMでよく耳にする過払い金請求ですが、どのようにして行うことができるのでしょうか。

過払い請求には時効が設定されていますので、まずは自分が請求が可能かどうかを確認しなければなりません。

金融会社に最後に支払いをした日から10年以上が経過していると、過払い請求の権利は失われてしまっています。

大切なことは、キャッシングの過払い請求を自分ができるのか、支払金額や、過去の記録をチェックし直すことでしょう。

過去にさかのぼってのことになりますので、最後に返済した期日や、その後にどの金融会社から幾らの融資を受けたかなどで、過払いの見極めがつけられないことがあります。

スポンサーリンク

自分では対応できない時は、弁護士に相談をするという方法があります。

仮に関係書類が紛失していても、まずは相談してみることが大事です。

自分からのアクションをしないでいたら、過払い金の時効を迎えてしまったとあってはもったいない話です。

過払い金請求ができなくなるケースとして、キャッシングを利用した金融会社が今はいないということがあります。

請求できる先がなければ、請求できたとしても、支払う人がいないわけです。

相手企業が法律を守るつもりがないところなら、過払い請求をした時に、応じてもらえない可能性があります。

キャッシングの過払いでは、請求権利はあったとしても、払いすぎたお金が戻りようがないことがあります。

スポンサーリンク

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