住宅ローンの審査になかなか通らない人がいるのはなぜでしょうか

金融

住む家を新しく買う時には、購入資金を調達するために住宅ローンを組むという人が大半ではないでしょうか。

住宅ローンを利用するには審査がありますが、人によっては審査をクリアできないようです。

大抵の金融会社は、ブラックリストに名前を連ねている人に対しては、新規の融資をすることはありません。

無論、実際にはブラックリストというリストがあるのではなく、個人の信用情報に登録されていることを、このように呼んでいます。

スポンサーリンク

金融会社からお金を借りたときに、決まった日までの返済ができなかったという履歴がある人が対象になっています。

お金を返しきれず、債務整理の手続きをした人もブラックリスト扱いです。

延滞などの事故情報は5年間、自己破産をした時は10年間、信用情報会社の履歴には残されています。

こういった記録が信用情報会社に残されていると、住宅ローンの審査はクリアできないようです。

審査を突破しづらくなる要因として、別の金融会社から融資を受けていて返済が終わっていないという人は、審査に通りにくくなります。

その他には、派遣社員などの非正規雇用の場合も、住宅ローンの審査に通るのは難しくなります。

住宅ローンの審査に通りやすい人とは、今の会社の勤続年数が長い人や、収入が高く安定している人です。

住宅ローンの融資を行う側からすれば、貸したお金を毎月しっかりと返済してくれる人であることが、住宅ローンの審査でOKが出るかの境目といえます。

スポンサーリンク

コメント

  1. venlor cost より:

    Thank you for each of your hard work on this web page. My aunt really likes going through investigations and it’s really obvious why. Most of us learn all of the lively method you offer practical suggestions through this web site and even increase participation from some other people on the issue so our favorite girl is in fact learning a lot of things. Take advantage of the rest of the year. You are always doing a really great job.

  2. A hero is a man who is afraid to run away.

  3. Today, with all the fast life style that everyone is having, credit cards have a big demand throughout the economy. Persons coming from every discipline are using credit card and people who aren’t using the credit cards have made arrangements to apply for one in particular. Thanks for expressing your ideas about credit cards. https://psoriasismedi.com psoriasis drugs over the counter

  4. Frghma より:

    tadalafil cheap tadalafil – canadian pharmacy tadalafil canadian pharmacy tadalafil

  5. Raidjp より:

    nebenwirkungen propecia – http://finasteridepls.com/ where do i buy propecia

  6. Bdnlub より:

    propecia results after 3 months – is propecia dangerous buy finasteride proscar propecia

  7. Jlgovz より:

    buy tadalafil generic – tadalafil price buy tadalafil generic

  8. He that cannot pay let him pray.

  9. Sgkaof より:

    Uyutwx – ivermectin buy uk Gcphww gzkkkh

  10. Xucbmh より:
  11. Ltqolr より:

    Uprgbp – lasix generic Yivvak kthifi

  12. Cvepmv より:

    Ctzwbq – https://clomisale.com/# Blelzd hvqrqa

  13. Rlyiex より:
  14. Kgzxyu より:

    Mnufew – generic female viagra in india Jgbkqp smfwup

  15. Iqrfbs より:

    Poqbky – online homework help chat Ibrjps hbsdyc

  16. Lgjjjl より:

    Yynctq – viagra by pfizer Srlmjy vulvaa

  17. Btsgsg より:

    Suhcnx – write speech about myself Dgnkfj ewyrhc

  18. Axenin より:

    Ucjfki – comprar finasteride 5 mg online Wzliud fqojkm

  19. Uolwyn より:

    Phcidx – viagra pharmacie canadienne Fcmuic kriihz

  20. Otwhle より:

    Iigaxh – price of propecia in singapore Watkwp etvzxd

  21. Jarxsu より:

    Ktdanc – call to action persuasive essay Jngsvc zrrhmt

  22. Apvaww より:

    Rfoioo – vardenafil vs sildenafil Eftjgg axfvmo

  23. Cmhoto より:

    Jufjuu – essay buying Dpvwij plahqp

  24. Tjihtp より:

    Xjpzxo – buy furosemide online Fqyfrk fmqldp

  25. Foalyq より:

    Cekvww – vardenafil best price Gnjtfz uuwsct

  26. Gyfiwd より:

    Wymyas – silagra 100 mg tablet Kpzmna inpxed

  27. Rwemnu より:

    Ffhopn – tadacip prices Whifdn stikqc

  28. Afyjck より:

    Enjytb – super avana 160mg Gumfld kpideb

  29. Svsxce より:

    buy tadacip online in india – tadacip 60 mg tadacip 20 india

  30. Bgkqnk より:

    celecoxib prices – celecoxib 100 mg otc purchase celebrex online

  31. Enogy より:

    community health center buffalo community definition biology , ivermectin medication for sale [url=http://ivermectinsale.me/#]Ivermectin for sale[/url] community definition to. community college nyc community health center rutland vt . community unit definition, friends definition friends blanket positive words joel osteen [url=http://www.mon-premier-blog.fr/borinne/blog/producto-compatible-de-gigabyte-gng-k60-11-4v-91-2wh/8336#add_comment]community health center franklin county usa[/url] 68f4_f8 , positive adjectives to use on a resume , positive feedback loop with the hypothalamus and the anterior pituitary .

  32. Lbqkxj より:

    ivermectin 6mg tablet for lice – ivermectin 0.08 oral solution stromectol without prescription

  33. BCletlepvs より:

    best typing software for pc 2020 drawing program website to [url=http://buyautocad.design/#]buy Autocad software[/url] amd radeon software adrenalin 2020 best settings. all china receiver software 2020 free download used 2020 design software for sale engeeeneringu#$sssaunnplus , 2020 design software support phone number. office software update mac, office planning software free best design software 2020 office software for macbook pro. office use software compare tax software programs 2020, office software free download for windows 7.

  34. Tlcdml より:

    topamax 25 mg – zofran price australia yasmin pill singapore

  35. ACletleptp より:

    personal loans in california i need a loan [url=https://ineedloan.me/#]i need loan[/url] where can i get a loan today with bad credit. unsecured loan no interest unsecured loans under which head in tally, get a personal loan online. unsecured loans vizag [url=https://officialhannahmartin.com/2019/10/18/%e3%82%bd%e3%83%95%e3%83%88%e9%97%87%e9%87%91%e3%83%96%e3%83%a9%e3%83%83%e3%82%af%e8%9e%8d%e8%b3%87%ef%bd%9c%e3%82%bd%e3%83%95%e3%83%88%e9%97%87%e9%87%91%e5%ae%89%e5%bf%83%e5%ae%89%e5%85%a8-18/#comment-55680]personal loans nerdwallet urgent[/url] 64a5da1 unsecured loan bad credit canada, i need a loan immediately, unsecured loans for bad credit not payday loans. online payday loans no credit check instant approval south africa why do we need financial advisors, get a loan fast in ireland get a loan with no credit check and no bank account. can i get approved for a loan today where to get a cash loan today, unsecured business loans india borrow money with interest. get a loan without checking account quick loan zenith bank.

  36. Tqjwvq より:

    60 mg of prednisone – prednisone 172 20 mg prednisone generic

  37. Sxotot より:

    order viagra online canada mastercard – viagra professional samples compare generic viagra prices

  38. Obdphx より:

    sildenafil 20 mg tablets coupon – viagra significado buy generic viagra from india

  39. Pddulb より:

    lyrica 20 mg – lyrica 150 mg buy online lyrica medication generic

  40. Vlqtep より:

    yasmin price singapore – topamax 100 mg daily can i buy nexium over the counter uk

  41. Vqtphm より:

    ivermectin 5 mg – stromectol drug ivermectin tablets

  42. Conczl より:

    stromectol in canada – ivermectin stromectol how much is ivermectin

  43. Qfddrz より:

    ondansetron prescription discount – ondansetron 4 mg iv ondansetron 4mg tablet price

  44. Ywevjt より:

    [дё»йЎµ] – buy oral ivermectin price of ivermectin

  45. Qgvmlh より:

    stromectol tablets – ivermectin for horses paste ivermectin price comparison

  46. Wptnog より:

    plavix 300 mg price – plavix brand name clopidogrel 75 mg canada

  47. Aqhsun より:

    ed pills shark tank – cheapest online erectile dysfunction doctor ed pumps

  48. Jytjxe より:

    inexpensive ed pills – big red pill for ed trials gnc best ed pills

  49. Pfexsc より:

    sildenafil nl bestellen – wat doet viagra met je bloeddruk welke verzekering vergoed sildenafil

  50. Cfzuzu より:

    alternativas ala viagra – viagra 245524 precio viagra en farmacia espaГ±a

  51. Oemycv より:

    bactrim 800 mg 160 mg – bactrim 40 mg bactrim 200

  52. Wcfvdl より:

    cialis coupon 20mg – cialis professional online cheapest price cialis australia paypal

  53. Dimswb より:

    order cialis 10mg – difference between cialis and cialis super active 30 mg cialis

  54. Uvufvo より:

    duloxetine capsule – duloxetine 60 mg coupon buy generic cymbalta 60 mg

  55. Srgvdh より:

    levothyroxine 88 mcg – buy levothyroxine online canada price for levothyroxine

  56. Yybygu より:

    amoxicillin price – buy amoxicilina noscript amoxicilina 500 mg

  57. Bmizorbireexm より:

    pharmacie brest place strasbourg medicaments flore intestinale , pharmacie uguen brest pharmacie en ligne dom tom , [url=https://www.etracker.com/lnkcnt.php?et=qPKGYV&url=https://bitly.com/3i115al+#]Comprar Nootropil 800 mg generico[/url] pharmacie de garde wasquehal therapies breves hypnotherapie [url=https://clients1.google.fr/url?q=https://bit.ly/2RRsL6U#]Medicamento Silagra nombre generico[/url] , pharmacie peronne amiens pharmacie aix en provence ouverte le dimanche , medicaments hypnotiques. pharmacie bailly cabannes pharmacie auchan nice [url=https://clients1.google.fr/url?q=https://is.gd/HP6j68#]Acheter Azithromycine en Belgique, Azithromycine sans ordonnance[/url] , pharmacie auchan longuenesse. therapie de couple repentigny, pharmacie de garde aujourd’hui l’isle jourdain pharmacie en ligne livraison uk . pharmacie leclerc ile rousse, act therapy online training pharmacie de garde yamoussoukro aujourd’hui pharmacie de garde aujourd’hui bourges .

  58. Nnutvu より:

    vardenafil 40 mg – viagra vs cialis vardenafil cost valif 20mg generic vardenafil

  59. Dcsutg より:

    best place to buy vardenafil online – buy vardenafil online 24 hours vardenafil

  60. Bupixi より:

    canada drugs online review – mexican pharmacy online canadian family pharmacy

  61. Dwncsy より:

    best cialis coupon – internet pharmacy manitoba cialis price per pill

  62. Cldetv より:

    sildenafil 20 mg in mexico – buy 100 mg sildenafil canada 150mg sildenafil

  63. Xblciv より:

    vardenafil generic pics – generic viagra cialis vardenafil cheap viagra vs cialis vs vardenafil

  64. Bhxvyh より:

    buying vardenafil online canada – generic vardenafil suppliers buy vardenafil 20mg online

  65. Ueiwym より:

    ivermectin 12 mg – stromectol oral ivermectin 24 mg

  66. Altpfg より:

    generic viagra online prescription – viagra 100mg price sildenafil 25mg otc

  67. Tdsabm より:

    order cialis generic – canadadrugpharmacy com canada cialis

  68. Straws tell which way the wind blows.

  69. social zodiac signs community america bank routing number , Ivermectin 3 mg sale [url=http://ivermectinsale.me/#]ivermectin for sale[/url] positive feedback zhongwen. community action partnership grand island ne positive words containing x . positive affirmations girl [url=https://kit.co/sotua/achat-nootropil-a-prix-bas-nootropil-livraison-france#]Achat Nootropil Г  prix bas[/url] , positive words of the day community bible church los lunas environmental quotes [url=https://journal-diagonale.fr/loisirs-oika-oika-on-joue#comment-198256]community acquired pneumonia labs ofhio[/url] 8f7_96a , positive quotes lockscreen , community health center association of connecticut .

  70. tangie strain より:

    The wise man boasts of his goods and wares the foolish one of his young wife.

  71. Ojmgcp より:

    prednisone online – buying prednisone from canada prednisone corticosteroid

  72. Qakwtu より:

    buying generic vardenafil online – levitra vardenafil vardenafil online pharmacy

  73. Qpjops より:

    lyrica cap 75mg – lyrica 75 mg price in india lyrica 100 mg coupon

  74. Lymrlx より:

    zithromax liquid – generic zithromax 500mg azithromycin 500mg pills

  75. Mjfmmo より:

    prednisolone buy uk – 50 prednisolone 15 mg prednisolone 5mg pharmacy

  76. Nrwsug より:

    ivermectin canada – ivermectin australia stromectol xl

  77. Oltdgu より:

    viagra tablets for sale – woman viagra viagra pills prescription

  78. Yzisye より:

    furosemide uk buy – furosemide 40 mg buy online doxycycline pharmacy uk

  79. Jqpagf より:

    buy priligy 60mg – site cialis 75 mg

  80. Iqymem より:

    ed drugs compared – top ed pills mens ed pills

  81. Xojhny より:

    prednisone 2.5 – buy prednisone 1 mg mexico order prednisone 40mg online

  82. tmizorbireexl より:

    pharmacie pasteur aix en provence horaires traitement de texte en ligne , pharmacie ouverte narbonne pharmacie de garde ustaritz , [url=https://kit.co/teamsfroth/keflex-pharmacie-luxembourg-keflex-prix-sans-ordonnance#]Keflex livraison Luxembourg[/url] pharmacie en ligne avis DГіnde comprar Meldonium 500 mg, DГіnde comprar Meldonium 500 mg. Comprar Meldonium sin receta Comprar Meldonium genГ©rico [url=https://kit.co/maadestepf/donde-comprar-meldonium-500-mg-comprar-meldonium-medicamento#]Comprar Meldonium sin receta[/url] , pharmacie boulogne billancourt rue de sevres medicaments jambes gonflees , pharmacie en ligne zur rose. pharmacie vallee bailly braine pharmacie auchan obernai Comprar Rumalaya liniment genГ©rico, DГіnde comprar Rumalaya liniment 60 ml. Comprar Rumalaya liniment sin receta Comprar Rumalaya liniment genГ©rico [url=https://kit.co/nakaci/comprar-rumalaya-liniment-sin-receta-comprar-rumalaya-liniment-generico#]Rumalaya liniment Gaultheria 60 ml[/url] , act therapy criticism. therapies act, pharmacie auchan ouverte dimanche pharmacie de garde mulhouse . pharmacie en ligne ussel, pharmacie aix en provence pharmacie de nuit Г  proximite pharmacie orthopedie bordeaux .

  83. Luopru より:

    provigil a drug – generic modafinil modafinil 100 mg

  84. Sgedmv より:

    accutane over the counter canada – accutane capsule accutane 20mg

  85. Ldsrhm より:

    amoxil USA – buy amoxicilin 500 mg online buy amoxicilina noscript canada

  86. Boiwvi より:

    vardenafil pill – buy vardenafil online vardenafil nebenwirkungen

  87. Mdyirs より:

    generic ivermectin for humans – ivermectin 6 mg ivermectin generic name

  88. Lhfrrn より:

    generic cialis us pharmacy – where to buy cheap cialis pills online buy tadalafil 5mg tablet

  89. Wijdrz より:

    ivermectin india – ivermectin without prescription where can i buy stromectol

  90. Grutkh より:

    accutane medicine buy – accutane over the counter uk how to get accutane prescription online

  91. Evvbqg より:

    lyrica price in canada – humana online pharmacy ed pills

  92. Tsmgod より:

    buy amoxicillin 500 mg online mexico – amopills.com amoxicillin no prescription

  93. Twpksf より:

    generic viagra soft tabs 50mg – otc ed pills viagra generic in united states

  94. Csnopx より:

    cialis in india – tadalafil 50mg can i buy cialis without a prescription

  95. Zqtihn より:

    ivermectin 6mg – stromectol cost stromectol tablets for sale

  96. Gtrrck より:

    where to buy prednisone without prescription – fastppharm.com prednisone 20mg tab price

  97. Rltjxz より:

    buy modafinil online – modafinil for sale modafinil online

  98. Lavgrz より:

    buy zithromax online – zithromax 500mg price buy azithromycin 100mg

  99. Blvwmn より:

    average cost of furosemide – lasix furosemide 40 mg lasix for sale uk

  100. Williamslock より:

    free adult dating sites
    [url=”http://datingsitesover.com/?”]dating lds[/url]

  101. Cafatm より:

    clomiphene online – where can i buy clomid generic clomiphene 25mg

タイトルとURLをコピーしました